Shatswell MacLeod Internal Audits:

• Focus on procedures and internal controls
• Are Coordinated in advance when appropriate or on a surprise basis where feasible
• Emphasize areas with "most common violations"
• Alert management to any exceptions and general deficiencies in their compliance efforts
• include issuance of a formal report upon completion of each audit/review performed
• Are value-added services to help manage risk.

Why Choose Shatswell MacLeod for Internal Audit?

• Local and responsive
• Community banking specialists
• Understanding of each institution's uniqueness
• Extensive experience managing and performing internal audit and compliance functions
• Sensitivity to the balance between efficiency and control
• Cooperative approach to the internal audit function
• Broad perpective on financial institution controls and best practices

Shatswell MacLeod's internal audit services are tailored to meet the needs of each individual institution. When establishing an internal audit program we consider, among other factors:

• Regulatory requirements
• Inherent risk in operations and administration
• Previous audit/exam experience
• Recent/current events
• Management concerns